Menards has 335 stores and 12 distribution centers in the categories mentioned in the first paragraph in 15 states in the U.S. All the stores accept several payment types, namely Menards® BIG Card®, Menards® Commercial Credit Card, Menards® Gift Cards, Menards® Merchandise Credit Checks, Menards® Contractor Credit Card, Menards® Rebates, MasterCard®, Visa®, American Express®, Discover®. The stores also accept the usual payment methods like checks, cash, travelers’ checks, money orders, and Cashier’s Checks.

What Are the Payment Options That Are Not Accepted on Menards.com?

Menards.com does not accept payments through the following methods: credit cards, debit cards, or PayPal. ..

CashChecksMenards gift cards that do not have a PIN Menards rebates money orders and Menards merchandise credit checks.

What is Menards’ BIG Card®?

The Menards BIG Card is a credit card that can be managed through a Capital One account. This account is for the witty customers of Menards who want to earn on everyday purchases and also finance their home improvements. This card offers special offers on several brands of Menards, like a 2% rebate on the items purchased in Menards stores or websites, or special financing offers available on purchases above or equal to 299 dollars. Sometimes there is a 1% extra Big Brand Offer that is also available for certain manufacturers.

To redeem rebates, visit Menards.com and select " Rebate Certificate Redemption “. Rebate certificates will be mailed to you each quarter if you cross the minimum threshold of 5 dollars, and if you do not cross the threshold, it will roll over to the next quarter. Rebate certificates can only be redeemed in Menards stores.

If you can furnish the required credit approval, then there is no annual fee for using this card. You can learn more about the card’s special financing offers here. ..

What is Menards’® Contractor Card?

The Menards Contractor Card is designed for professional buyers, business owners, and managers who want to manage their business while saving money. By opting for this card, you are regarded as an authorized purchaser of Menards, and so it is an authorized purchaser card.

This card can earn you a 2% rebate on each purchase of Menards, which is issued as a Menards merchandise certificate. In addition to this, if you visit Menards Big Network partners at Speedway, Kwik Trip, Kwik Star, or Holiday, you can earn a 1% rebate on gas and merchandise. Also, if you use the Menards Contractor card to purchase some of the mentioned brands in the Menards stores and websites, you can earn up to 5% in additional rebates.

If you spend $30,000 at Menards stores and websites and have a Menards Contractor card, you will receive one credit for every dollar spent and have the chance to win a round-trip plane ticket worth up to $300. The voucher can be redeemed only once a year. This card, like the Menards Big Card, does not have an annual fee. You can manage your card with the app SmartView, which can also act as a business management tool. ..

The Menards Big Card allows you to earn rebates if you spend more than $5, but a rebate certificate will be issued if you spend more than $25. The same rebate rules apply to the Menards Big Card as to the Menards® Big Card.

What is Menards’® Commercial Card?

The Menards Commercial Card offers two billing options-

  1. Standard Billing- This option allows businesses to pay their bills on a standard schedule, including all months of the year. This option is perfect for businesses that have a regular payroll and need to keep track of their expenses.
  2. Late Payment Billing- This option allows businesses to pay their bills late, if they have an outstanding balance on their bill. If you choose this option, you will be responsible for paying your bill as soon as possible.

This is also called Net 50 invoicing as purchases done through this option are due 50 days after the day of purchase.

You can get the option to give your employees authorized purchaser cards by opting for this card. As we have seen in the case of the Menards Contractor Card, you can manage your account with Smartview and also get some features to manage your business. You can get more details by watching this video here.

This credit card has no monthly fee.

What is the special financing provided by the Menards® BIG Card®?

  1. You can get a rebate of 2% on your first purchase of a qualifying car.
  2. You can get a rebate of 3% on your second purchase of a qualifying car.
  3. You can get a rebate of 4% on your third purchase of a qualifying car.

6-month financing: A 12-month financing plan that provides you with a minimum of $36,000. This plan offers a variety of different interest rates and terms to fit your needs. 12-month equal financing: A 48-month financing plan that provides you with a minimum of $96,000. This plan offers a variety of different interest rates and terms to fit your needs.

If you choose 6-month financing and buy approved Menards merchandise with a pretax of $299 or more with a Menards BIG Card®, and then pay that amount in full before 6 months, no interest will be charged to your purchase. However, if due to any reason, you are unable to pay in full during the period, then interest will be charged to your account from the date of purchase at a variable standard APR of 25.24%.

The 12-month minimum pay financing offer is valid for approved purchases over 599 dollars. Until you pay in full, 0% APR is added for 12 months, including minimum payments. After that, a variable APR of 25.24% is applied. But this offer does not include any additional fees, taxes, or shipping charges. ..

The main point is that for 48-month financing, the threshold amount is $1,500 or more. For 48 months, 3.99% of APR is applicable for 2.3% of the purchase amount, and after that, variable APR is applied the same as the other two options. The minimum payment must be over 25 dollars. ..

Conclusion

The Menard credit card offers a variety of payment options, including regular payments and automatic monthly payments. The card also has a rewards program that offers rewards for spending money at Menards.